last updated Feb 16, 2023
This site earns income through affiliate relationships with some of the companies mentioned within including, but not limited to Amazon and Empower Personal Wealth, LLC (“EPW”). As an Amazon Associate, we earn from qualifying purchases. EPW compensates Two Sides of FI for new leads. Two Sides of FI is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.
Importantly, these programs do NOT result in any additional cost to you, and the affiliate money we earn allows us to support the web hosting and other infrastructure fees for Two Sides of FI without cluttering the site with ads. Before listing a product we will have first purchased the item or service ourselves, so all product recommendations will be for products that we found made our lives easier/better in some way. We are very selective with the products we recommend.
The editorial content on this site is not provided by the companies whose products are featured. Any opinions, analyses, reviews or evaluations provided here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser.
Two Sides of FI makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, or omissions in this information. All content reflects our opinion at a given time and can change as time progress. All information should be taken as our opinions and should not be misconstrued for professional or legal advice. You should consult with a financial advisor, tax professional, or lawyer to address any specific questions you may have about your unique situation
Who we are
Our website address is: https://twosidesoffi.com
What personal data we collect and why we collect it
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
We use Google Analytics to record information about the pages a user has seen, for example the URL of the page, time of day, device used, etc. The information that we collect anonymized and sent to Google Analytics for analysis.
Google Analytics mainly uses first-party cookies to report on visitor interactions on this website. Users may disable cookies or delete any individual cookie. Learn more
In addition, Google Analytics supports an optional browser add-on that – once installed and enabled – disables measurement by Google Analytics for any site a user visits. Note that this add-on only disables Google Analytics measurement.
Google Analytics also collects Internet Protocol (IP) addresses to provide and protect the security of the service, and to give website owners a sense of which country, state, or city in the world their users come from (also known as “IP geolocation”).
Who we share your data with
Service Providers and others who help with our business operations and assist in the delivery of our products and services including, but not limited to, application development, site hosting, maintenance, data analysis, infrastructure provision, IT services, customer service, email delivery services, payment processing, marketing, analytics, and enforcement of our Terms of Service Agreement and other agreements; Visitor comments may be checked through an automated spam detection service.
Other users of the site to identify you to anyone to whom you send messages or make comments through the Services;
Persons or entities with whom you consent to have your Personal Data shared;
Third parties in order to prevent damage to our property (tangible and intangible), for safety reasons, or to collect amounts owed to us;
Merchants and payment processors; and third parties as we believe necessary or appropriate, in any manner permitted under applicable law, including laws outside your country of residence to: comply with legal process; respond to requests from public and government authorities, including public and government authorities outside your country of residence; enforce our Terms of Service Agreement and other agreements; protect our operations; protect our rights, privacy, safety or property, and/or that of our affiliates, you, or others; and allow us to pursue available remedies or limit the damages that we may sustain.
We will never sell, rent, or lease your Personal Data to a third party.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Most advertising networks offer you a way to opt out of Interest Based Advertising. If you would like to find out more information, please visit http://www.aboutads.info/choices/ or http://www.youronlinechoices.com.
Where we send your data
Third parties have access to your data as noted within this agreement.
Users under 13 years of age
Our Services are not directed to and we do not knowingly collect Personal Data from children under the age of 13. If we become aware that a child under the age of 13 has provided us with Personal Data, we will take steps to remove such data. If you become aware that your child has provided us with Personal Data without your consent, please contact us via the Contact Page. By using the Services, you are representing to us that you are not under the age of 13.
Protection of personal data
We use reasonable and appropriate physical, electronic, and administrative safeguards to protect personal data from loss, misuse and unauthorized access, disclosure, alteration and destruction, taking into account the nature of the Personal Data and risks involved in processing that information.
Your contact information
Please send any questions to us via our Contact Form.